Q . PROGRAMMES

Consider the following statements: 1. The Self-Help Group (SHG) programme was originally initiated by the State Bank of India by providing microcredit to the financially deprived. 2. In an SHG, all members take responsibility for a loan an individual takes. 3. The Regional Rural Banks and Scheduled Commercial banks support SHGs. How many of the above statements are correct?

a) Only one
b) Only two
c) All three
d) None
Answer: b
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  •   Statement 1 is incorrect: The SHG movement gained momentum due to NABARD's efforts, not the State Bank of India.
  •   Statement 2 is correct: In an SHG, collective responsibility is a key feature. When a member takes a loan, the entire group is collectively responsible for repaying it. This approach helps build trust and ensures repayment.
  •   Statement 3 is correct: Regional Rural Banks (RRBs) and Scheduled Commercial Banks (SCBs) play a crucial role in supporting SHGs by providing financial services and enabling features like Dual Authentication in microATMs for SHG transactions. This support helps SHGs access credits and operate effectively.
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Q . PROGRAMMES

With reference to ‘Pradhan Mantri Fasal Bima Yojana’, consider the following statements:
 1. Farmers pay a uniform premium of 2% for any crop any season.
 2. Scheme covers post-harvest losses due to cyclones and unseasonal rains.
 Which is/are correct?
a) 1 only
b) 2 only
c) Both 1 and 2
d) Neither 1 nor 2
Answer: b
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Q . PROGRAMMES

With reference to ‘Stand Up India Scheme’, which statements are correct?
 1. Promote entrepreneurship among SC/ST and women entrepreneurs.
 2. Provides refinance through SIDBI.
 Select the correct code.
a) 1 only
b) 2 only
c) Both 1 and 2
d) Neither 1 nor 2
Answer: c
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Q . PROGRAMMES

‘SWAYAM’, an initiative of Government of India, aims at:

a) Promoting Self Help Groups in rural areas
b) Financial and technical help to start-ups
c) Promoting education & health of adolescent girls
d) Providing affordable, quality free education
Answer: d
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Q . PROGRAMMES

Pradhan Mantri MUDRA Yojana is aimed at:

a) Bringing small entrepreneurs into formal financial system
b) Loans to poor farmers for specific crops
c) Pensions to old and destitute
d) Funding voluntary orgs for skill & employment
Answer: a
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Q . PROGRAMMES

Regarding ‘Atal Pension Yojana’, which statements are correct?
 1. Minimum guaranteed pension scheme for unorganized sector workers.
 2. Only one member of a family can join.
 3. Same pension guaranteed for spouse after subscriber’s death.
 Select correct code.
a) 1 only
b) 2 and 3 only
c) 1 and 3 only
d) 1, 2 and 3
Answer: c
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Q . PROGRAMMES

‘Pradhan Mantri Jan-Dhan Yojana’ has been launched for

a) providing housing loan to poor people at cheaper interest rates
b) promoting women’s Self-Help Groups in backward areas
c) promoting financial inclusion in the country
d) providing financial help to the marginalized communities
Answer: c
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Q . PROGRAMMES

Consider the following statements: 1. The Accelerated Irrigation Benefits Programme was launched during 1996-97 to provide loan assistance to poor farmers. 2. The Command Area Development Programme was launched in 1974-75 for the development of water-use efficiency. Which of the statements given above is / are correct?

a) 1 only
b) 2 only
c) Both 1 and 2
d) Neither 1 nor 2
Answer: b
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Q . PROGRAMMES

With reference to National Rural Health Mission, which of the following are the jobs of ‘ASHA’, a trained community health worker? 1. Accompanying women to the health facility for antenatal care checkup 2. Using pregnancy test kits for early detection of pregnancy 3. Providing information on nutrition and immunization 4. Conducting the delivery of baby Select the correct answer using the codes given below:

a) 1, 2 and 3 only
b) 2 and 4 only
c) 1 and 3 only
d) 1, 2, 3 and 4
Answer: a
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Q . PROGRAMMES

The endeavor of ‘Janani Suraksha Yojana’ Programme is:
 1. to promote institutional deliveries
 2. to provide monetary assistance to the mother to meet the cost of delivery.
 3. to provide for wage loss due to pregnancy and confinement
 Which of the statements given above is/are correct?

a) 1 and 2 only
b) 2 only
c) 3 only
d) 1, 2 and 3
Answer: a
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Q . PROGRAMMES

How does the National Rural Livelihood Mission seek to improve livelihood options of rural poor?
 1. By setting up a large number of new manufacturing industries and agribusiness centers in rural areas
 2. By strengthening ‘self-help groups’ and providing skill development
 3. By supplying seeds, fertilizers, diesel pump-sets and micro-irrigation equipment free of cost to farmers
 Select the correct answer using the codes given below:
a) 1 and 2 only
b) 2 only
c) 1 and 3 only
d) 1, 2 and 3
Answer: a
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Q . PROGRAMMES

Consider the following: 1. Hotels and restaurants 2. Motor transport undertakings 3. Newspaper establishments 4. Private medical institutions The employees of which of the above can have the ‘Social Security’ coverage under Employees’ State Insurance Scheme?

a) 1, 2 and 3 only
b) 4 only
c) 1, 3 and 4 only
d) 1, 2, 3 and 4
Answer: d
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Q . PROGRAMMES

How do District Rural Development Agencies (DRDAs) help in the reduction of rural poverty in India? 1. DRDAs act as Panchayati Raj Institutions in certain specified backward regions. 2. DRDAs undertake area-specific scientific study of the causes of poverty and malnutrition and prepare remedial measures. 3. DRDAs secure inter-sectoral and inter-departmental coordination for anti-poverty programmes. 4. DRDAs ensure effective utilization of funds for anti-poverty programmes. Which statements are correct?

a) 1, 2, 3 only
b) 3 and 4 only
c) 4 only
d) 1, 2, 3 and 4
Answer: b
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Q . PROGRAMMES

With what purpose is the Government of India promoting the concept of “Mega Food Parks”? 1. To provide good infrastructure facilities for the food processing industry. 2. To increase processing of perishable items and reduce wastage. 3. To provide emerging and eco-friendly food processing technologies to entrepreneurs. Select the correct answer.

a) 1 only
b) 1 and 2 only
c) 2 and 3 only
d) 1, 2 and 3
Answer: d
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Q . PROGRAMMES

Among the following who are eligible to benefit from the “Mahatma Gandhi National Rural Employment Guarantee Act”?

a) Adult members of only the scheduled caste and scheduled tribe households
b) Adult members of below poverty line (BPL) households
c) Adult members of households of all backward communities
d) Adult members of any household
Answer: d
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Q . PROGRAMMES

An objective of the National Food Security Mission is to increase the production of certain crops through area expansion and productivity enhancement in a sustainable manner in the identified districts of the country. What are those crops?

a) Rice and wheat only
b) Rice, wheat and pulses only
c) Rice, wheat, pulses and oil seeds only
d) Rice, wheat, pulses, oil seeds and vegetables
Answer: b
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Q . PROGRAMMES

With reference to the schemes launched by the Union Government, consider the following statements: 1. Ministry of Health and Family Welfare launched the Rashtriya Swasthya Bima Yojana. 2. Ministry of Textiles launched the Rajiv Gandhi Shilpi Swasthya Bima Yojana. Which of the statements given above is/are correct?

a) 1 only
b) 2 only
c) Both 1 and 2
d) Neither 1 nor 2
Answer: b
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Q . PROGRAMMES

Consider the following statements with reference to Indira Gandhi National Old Age Pension Scheme (IGNOAPS):
 1. All persons of 60 years or above belonging to the households below poverty line in rural areas are eligible.
 2. The Central Assistance under this Scheme is at the rate of Rs. 300 per month per beneficiary. Under the Scheme, States have been urged to give matching amounts.
 Which of the statements given above is/are correct?

a) 1 only
b) 2 only
c) Both 1 and 2
d) Neither 1 nor 2
Answer: d
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Q . PROGRAMMES

What is the name of the scheme which provides training and skills to women in traditional and non-traditional trades?

a) Kishori Shakti Yojana
b) Rashtriya Mahila Kosh
c) Swayamsiddha
d) Swawlamban
Answer: d
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Q . PROGRAMMES

Which one of the following statements is not correct?

a) Under the Targeted Public Distribution System, the families Below Poverty Line are provided 50 kg of food grains per month per family at subsidized price.
b) Under Annapurna Scheme, indigent senior citizens of 65 years of age or above eligible for National Old Age Pension but not getting pension can get 10 kg of food grains per person per month free of cost
c) Ministry of Social Justice and Empowerment has scheme in which indigent people living in welfare institutions like orphanages are given 15 kg of food grains per person per month of BPL rates
d) Ministry of Human Resource Development gives financial support to Mid-day Meal Scheme for the benefit of class I to V students in Government or Government aided School
Answer: a
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Q . PROGRAMMES

Consider the following statements:
 1. The loans disbursed to farmers under Kisan Credit Card Scheme are covered under Rashtriya Krishi Beema Yojna of Life Insurance Corporation of India
 2. The Kisan Credit Card holders are provided personal accident insurance of Rs. 50,000 for accidental death and Rs. 25,000 for permanent disability
 Which of the statements given above is/are correct?

a) 1 only
b) 2 only
c) Both 1 and 2
d) Neither 1 nor 2
Answer: b
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Q . PROGRAMMES

With reference to the government’s welfare schemes, consider the following statements:
 1. Under the Antyodaya Anna Yojana, the food grains are available to the poorest of the poor families at Rs. 2 per kg for wheat and Rs. 3 per kg for rice.
 2. Under the National Old Age Pension Scheme, the old and destitute are provided Rs. 75 per month as Central Pension, in addition to the amount provided by most State Governments.
 3. Government of India has allocated 25 kg food grains per Below Poverty Line family per month, at less than half the economic cost.
 Which of these statements are correct?
a) 1 & 2
b) 1 & 3
c) 2 & 3
d) 1, 2 & 3
Answer: c
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Q . PROGRAMMES

The Swarna Jayanti Shahari Rozgar Yojana which came into operation from 1-12-1997 aims to provide gainful employment to the urban unemployed or underemployed poor but does not include

a) Nehru Rozgar Yojana
b) Urban Basic Services Programme
c) Prime Minister’s Integrated Urban Poverty Eradication Programme
d) Prime Minister’s Rozgar Yojana
Answer: d
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Q . PROGRAMMES

The Employment Assurance Scheme envisages financial assistance to rural areas for guaranteeing employment to at least

a) 50% of the men and women seeking jobs in rural areas
b) 50 per cent of the men seeking jobs in rural areas
c) one man and one woman in a rural family living below the poverty line
d) one person in a rural landless household living below the poverty line
Answer: c
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Q . PROGRAMMES

Which one of the following is the objective of National Renewal Fund?

a) To safeguard the interests of workers who may be affected by technological upgradation of industry or closure of sick units
b) To develop the core sector of the economy
c) For the development of infrastructure such as energy, transport, communications and irrigation
d) For human resource development such as full literacy, employment, population control, housing and drinking water
Answer: a
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Q . PROGRAMMES

Which one of the following is correct regarding stabilization and structural adjustment as two components of the new economic policy adopted in India?

a) Stabilization is a gradual, multi-step process while structural adjustment is a quick adaptation process
b) Structural adjustment is a gradual multi-step process, while stabilization is a quick adaptation process
c) Stabilization and structural adjustment are very similar and complimentary policies. It is difficult to separate one from the other.
d) Stabilization mainly deals with a set of policies which are to be implemented by the Central government while structural adjustment is to be set in motion by the State governments
Answer: b
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Q . PROGRAMMES

Which one of the following is true regarding the Jawahar Rozgar Yojana (JRY)?

a) It was launched during the Prime Ministership of Indira Gandhi
b) It aims at creating one million jobs annually
c) The target group of JRY are the urban poor living below the poverty line
d) Under the scheme 30% of the employment generated is reserved for women
Answer: d
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Q . PROGRAMMES

Antyodaya scheme aims at:

a) To uplift the poorest sections of the society
b) To provide drinking water to Harijans
c) To implement reservation policy for SCs and STs
d) To allot land to marginal farmers
Answer: a
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Q . PROGRAMMES

Antyodaya scheme is aimed for:
a) Protection of minorities from atrocities
b) Helping the Scheduled Castes
c) Helping the minorities
d) Uplifting the poorest among the poor
Answer: d
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Q . PROGRAMMES

What is the purpose of the Antyodaya scheme?
a) To help the Muslims
b) To help the Harijans
c) To help the minorities
d) To help the economically weakest sections of society
Answer: d
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Q . PROGRAMMES

What is the main objective of the Rural Development Programme?
a) To provide roads in the rural areas
b) To meet the growing and complex needs of rural people
c) To assist the poorest among the poor in rural areas in employment
d) To bring about overall development of rural India covering resources and cultural and economic aspects of community life
Answer: d
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Q . PROGRAMMES

What was the main aim of Bearer Bonds Scheme?
a) To mop up black money
b) To enable black money holders to invest for rural reconstruction
c) To enable the public to deposit money with government for development work
d) NA
Answer: a
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