•   Gross Domestic Saving is GDP minus final consumption expenditure.

•   It is expressed as a percentage of GDP.

•   Gross Domestic Saving consists of savings of household sector, private corporate sector and public sector.

•   Households savings contributes largest in Gross Domestic Savings.

•   The composition of GDS shows the continued predominance of household sector savings (at around 70 per cent), notwithstanding a reduction in its share from the peak attained in 2001-02 (over 94 per cent).

•   After the 1990-91, the share of the private corporate sector in GDS has exceeded that of the public sector, in contrast to the trends prevailing earlier. These trends are explained in subsequent sub-sections.

•   The saving of the household sector can be measured by:

(i)  Total financial saving and

(ii)  Saving in the form of physical assets.

•   The financial saving includes possession of currency, net deposits, investment in shares, debentures and government securities and small savings whereas, the physical assets include machinery, equipment, construction, inventories etc. held by individuals.

•   Secondly, the saving of the private corporate sector constitutes the net saving of non-government, non-financial companies, private financial institutions and co-operative institutions as revealed from the profit and loss accounts placed in the balance sheet of these companies.

•   Thirdly, the saving of the public sector includes the net savings of both departmental and non- departmental enterprises and savings of administrative departments shown as the excess of current receipts over current expenditures of the government.