● Cash and Balances with RBI: This includes the cash reserves that banks are required to maintain with the Reserve Bank of India (RBI). It ensures liquidity and stability in the banking system.  
  ● Investments: Banks invest in government securities, bonds, and other approved securities. These investments are crucial for maintaining statutory liquidity ratio (SLR) requirements.  
  ● Loans and Advances: The primary source of income for banks, these include loans given to individuals, businesses, and other entities. They are categorized into secured and unsecured loans.  
  ● Fixed Assets: These are the physical assets owned by the bank, such as buildings, equipment, and technology infrastructure, essential for operational purposes.  
  ● Other Assets: Includes miscellaneous items like accrued interest, inter-bank deposits, and non-banking assets acquired in satisfaction of claims.  
  ● Non-Performing Assets (NPAs): Loans or advances for which the principal or interest payment remains overdue for a period of 90 days. High NPAs can affect a bank's profitability and capital adequacy.